/* Top Rate Finance — front-end design system */
:root {
  --tr-primary: #0B2C5B;
  --tr-primary-dark: #071C3A;
  --tr-secondary: #123A73;
  --tr-gold: #C4A35A;
  --tr-gold-light: #E4C98A;
  --tr-white: #FFFFFF;
  --tr-text: #1A2433;
  --tr-muted: #5C6778;
  --tr-background: #F6F4EF;
  --tr-border: #E4DCC8;
  --tr-radius: 18px;
  --tr-shadow: 0 18px 50px rgba(7, 28, 58, 0.12);
  --tr-header: 84px;
  --tr-font: "Manrope", system-ui, sans-serif;
  --tr-serif: "Source Serif 4", Georgia, serif;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--tr-font);
  color: var(--tr-text);
  background: var(--tr-background);
  line-height: 1.6;
  font-size: 17px;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--tr-secondary); text-decoration: none; }
a:hover { color: var(--tr-gold); }
button, input, select, textarea { font: inherit; }
.screen-reader-text,
.tr-skip {
  position: absolute;
  left: -9999px;
}
.tr-skip:focus {
  left: 16px;
  top: 16px;
  z-index: 10000;
  background: var(--tr-white);
  padding: 8px 14px;
  border-radius: 8px;
}

.tr-container {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}
.tr-narrow { width: min(820px, calc(100% - 40px)); margin-inline: auto; }

h1, h2, h3, h4 {
  font-weight: 750;
  letter-spacing: -0.03em;
  line-height: 1.15;
  color: var(--tr-primary-dark);
}
h1 { font-size: clamp(2.4rem, 5vw, 4.4rem); }
h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); }
h3 { font-size: 1.25rem; }

.tr-kicker {
  display: inline-flex;
  gap: 10px;
  align-items: center;
  color: var(--tr-gold-light);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 0.72rem;
  font-weight: 700;
}
.tr-kicker--dark { color: var(--tr-gold); }
.tr-lead { font-size: 1.15rem; color: var(--tr-muted); max-width: 46ch; }

.tr-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 700;
  letter-spacing: 0.01em;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease;
  cursor: pointer;
}
.tr-btn span { pointer-events: none; }
.tr-btn--gold {
  background: linear-gradient(180deg, var(--tr-gold-light), var(--tr-gold));
  color: var(--tr-primary-dark);
  box-shadow: 0 10px 24px rgba(196, 163, 90, 0.28);
}
.tr-btn--gold:hover { color: var(--tr-primary-dark); transform: translateY(-1px); }
.tr-btn--primary { background: var(--tr-primary); color: var(--tr-white); }
.tr-btn--primary:hover { color: var(--tr-white); }
.tr-btn--ghost {
  background: transparent;
  border-color: rgba(255,255,255,.45);
  color: var(--tr-white) !important;
}
.tr-btn--ghost-light {
  background: transparent;
  border-color: rgba(255,255,255,.45);
  color: var(--tr-white);
}
.tr-hero-actions .tr-btn--ghost,
.tr-page-hero .tr-btn--ghost,
.tr-cta-band .tr-btn--ghost { color: var(--tr-white); }
.tr-section .tr-btn--ghost,
.tr-calc .tr-btn--ghost,
.tr-aside-card .tr-btn--ghost {
  border-color: var(--tr-border);
  color: var(--tr-primary);
}
.tr-btn:hover { transform: translateY(-1px); }
.tr-text-link {
  font-weight: 700;
  color: var(--tr-primary);
  display: inline-flex;
  gap: 6px;
  align-items: center;
}
.tr-text-link::after { content: "→"; color: var(--tr-gold); }

/* Header */
.tr-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: var(--tr-primary-dark);
  color: var(--tr-white);
  min-height: var(--tr-header);
  border-bottom: 1px solid rgba(196,163,90,.25);
}
.tr-hero-header .tr-header {
  background: linear-gradient(180deg, rgba(7,28,58,.92), rgba(7,28,58,.55));
}
.tr-header.is-scrolled { background: var(--tr-primary-dark); }
.tr-header-inner {
  width: min(1240px, calc(100% - 32px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 24px;
  align-items: center;
  min-height: var(--tr-header);
}
.tr-logo {
  display: inline-flex;
  align-items: center;
  padding: 8px 16px;
  background: var(--tr-white);
  border-radius: 12px;
  box-shadow: 0 2px 10px rgba(7, 28, 58, 0.18);
}
.tr-logo img { height: 58px; width: auto; display: block; }
.tr-menu {
  display: flex;
  gap: 6px;
  list-style: none;
  margin: 0;
  padding: 0;
  align-items: center;
  justify-content: center;
}
.tr-menu > li { position: relative; }
.tr-menu a {
  color: #F3F0E8;
  padding: 10px 12px;
  display: block;
  font-weight: 600;
  font-size: 0.92rem;
  border-bottom: 2px solid transparent;
}
.tr-menu > li:hover > a,
.tr-menu .current-menu-item > a,
.tr-menu a:focus-visible {
  color: var(--tr-gold-light);
  border-bottom-color: var(--tr-gold);
}
.tr-menu .sub-menu {
  position: absolute;
  left: 0;
  top: calc(100% + 8px);
  min-width: 280px;
  background: var(--tr-secondary);
  border: 1px solid rgba(196,163,90,.25);
  border-radius: var(--tr-radius);
  padding: 14px;
  list-style: none;
  box-shadow: var(--tr-shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: opacity .2s ease, transform .2s ease, visibility .2s;
  display: grid;
  gap: 4px;
}
.tr-has-mega > .sub-menu {
  min-width: 640px;
  grid-template-columns: 1fr 1fr;
  padding: 22px;
}
.tr-menu > li:hover > .sub-menu,
.tr-menu > li:focus-within > .sub-menu,
.tr-menu > li.is-open > .sub-menu {
  opacity: 1;
  visibility: visible;
  transform: none;
}
.tr-menu .sub-menu a {
  border-radius: 10px;
  padding: 10px 12px;
  border: 0;
}
.tr-menu .sub-menu a:hover { background: rgba(255,255,255,.08); }
.tr-submenu-toggle {
  display: none;
  background: none;
  border: 0;
  color: inherit;
  width: 36px;
  height: 36px;
}
.tr-header-actions { display: flex; align-items: center; gap: 14px; }
.tr-header-phone {
  color: var(--tr-gold-light);
  display: inline-flex;
  gap: 8px;
  align-items: center;
  font-weight: 700;
}
.tr-header-phone svg { width: 18px; height: 18px; }
.tr-nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(255,255,255,.2);
  background: transparent;
  border-radius: 10px;
}
.tr-nav-toggle-bars,
.tr-nav-toggle-bars::before,
.tr-nav-toggle-bars::after {
  display: block;
  width: 18px;
  height: 2px;
  background: #fff;
  margin: 0 auto;
  position: relative;
  content: "";
}
.tr-nav-toggle-bars::before { top: -6px; position: absolute; }
.tr-nav-toggle-bars::after { top: 6px; position: absolute; }

/* Scroll rail */
.tr-scroll-rail {
  position: fixed;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  z-index: 40;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}
.tr-scroll-rail-track {
  width: 3px;
  height: 160px;
  background: rgba(11,44,91,.15);
  border-radius: 99px;
  overflow: hidden;
}
.tr-scroll-rail-bar {
  width: 100%;
  height: 0%;
  background: linear-gradient(180deg, var(--tr-gold-light), var(--tr-gold));
}
.tr-scroll-dots { display: flex; flex-direction: column; gap: 8px; }
.tr-scroll-dots a {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--tr-border);
  display: block;
}
.tr-scroll-dots a.is-active { background: var(--tr-gold); transform: scale(1.25); }

/* Hero */
.tr-hero,
.tr-page-hero {
  position: relative;
  isolation: isolate;
  background:
    linear-gradient(110deg, rgba(7,28,58,.92) 10%, rgba(18,58,115,.72) 55%, rgba(7,28,58,.55)),
    var(--tr-hero-image, linear-gradient(135deg, #071C3A, #123A73));
  background-size: cover;
  background-position: center;
  color: var(--tr-white);
  padding: 96px 0 88px;
  overflow: hidden;
}
.tr-hero h1,
.tr-page-hero h1,
.tr-hero .tr-lead,
.tr-page-hero .tr-lead { color: #F7F4EC; }
.tr-hero-glow {
  position: absolute;
  inset: auto -10% -30% 40%;
  height: 420px;
  background: radial-gradient(circle, rgba(196,163,90,.28), transparent 60%);
  animation: tr-drift 18s ease-in-out infinite;
  pointer-events: none;
}
@keyframes tr-drift {
  50% { transform: translateX(-8%) translateY(-6%); }
}
.tr-hero-inner { position: relative; max-width: 760px; }
.tr-hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.tr-page-hero { padding: 72px 0 56px; }
.tr-page-hero--plain { background: var(--tr-primary-dark); }

/* Sections */
.tr-section { padding: 88px 0; }
.tr-section--tight { padding-top: 0; }
.tr-map {
  border-radius: var(--tr-radius);
  overflow: hidden;
  border: 1px solid var(--tr-border);
  box-shadow: var(--tr-shadow);
  aspect-ratio: 16 / 7;
  min-height: 320px;
  background: #eef2f7;
}
.tr-map iframe {
  display: block;
  width: 100%;
  height: 100%;
  border: 0;
}
.tr-section--soft { background: #fff; }
.tr-section--navy {
  background: radial-gradient(1200px 400px at 10% 0%, #123A73, var(--tr-primary-dark));
  color: #F4F0E6;
}
.tr-section--navy h2,
.tr-section--navy h3 { color: #fff; }
.tr-section-head { max-width: 640px; margin-bottom: 36px; }
.tr-section-head--light p { color: #d7deea; }
.tr-split {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 48px;
  align-items: center;
}
.tr-media-frame {
  border-radius: calc(var(--tr-radius) + 6px);
  overflow: hidden;
  min-height: 420px;
  box-shadow: var(--tr-shadow);
  border: 1px solid var(--tr-border);
  display: flex;
  flex-direction: column;
}
.tr-media-frame > img,
.tr-media-frame > .tr-media-fallback {
  flex: 1 1 auto;
  width: 100%;
  min-height: 0;
  object-fit: cover;
}
.tr-media-fallback {
  background:
    linear-gradient(160deg, rgba(196,163,90,.25), transparent 40%),
    linear-gradient(45deg, #0B2C5B, #1b4a8c);
}
.tr-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 32px;
}
.tr-stat {
  padding: 16px;
  border-radius: 14px;
  background: #fff;
  border: 1px solid var(--tr-border);
}
.tr-stat strong {
  display: block;
  font-size: 1.8rem;
  color: var(--tr-primary);
}
.tr-stat span { color: var(--tr-muted); font-size: .9rem; }

.tr-card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
}
.tr-card {
  background: #fff;
  border: 1px solid var(--tr-border);
  border-radius: var(--tr-radius);
  padding: 22px;
  box-shadow: 0 10px 30px rgba(11,44,91,.05);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.tr-card:hover {
  transform: translateY(-4px);
  border-color: var(--tr-gold);
  box-shadow: var(--tr-shadow);
}
.tr-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  color: var(--tr-gold);
  background: rgba(196,163,90,.12);
  margin-bottom: 14px;
}
.tr-card-icon svg { width: 22px; height: 22px; }
.tr-card h3 a { color: var(--tr-primary-dark); }
.tr-card-media { border-radius: 12px; overflow: hidden; margin-bottom: 12px; }

.tr-why-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  grid-auto-rows: 1fr;
  gap: 16px;
}
.tr-why-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(196,163,90,.22);
  border-radius: var(--tr-radius);
  padding: 24px;
  backdrop-filter: blur(10px);
}
.tr-why-card:nth-child(1) { grid-row: span 2; }
.tr-why-index {
  color: var(--tr-gold);
  font-weight: 800;
  letter-spacing: .08em;
}

.tr-lenders {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 12px;
  padding: 0;
  margin: 0;
}
.tr-lenders li {
  background: #fff;
  border: 1px solid var(--tr-border);
  border-radius: 14px;
  min-height: 88px;
  display: grid;
  place-items: center;
  padding: 12px;
}
.tr-lenders li img { max-width: 100%; height: auto; max-height: 56px; }
.tr-lender-logo { width: 100%; max-width: 180px; }
.tr-lender-name { font-weight: 700; color: var(--tr-primary); text-align: center; }

.tr-faq-item { border-bottom: 1px solid var(--tr-border); }
.tr-faq-q {
  width: 100%;
  background: none;
  border: 0;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  text-align: left;
  padding: 18px 0;
  font-weight: 700;
  color: var(--tr-primary-dark);
  cursor: pointer;
}
.tr-faq-icon {
  width: 18px;
  height: 18px;
  border-right: 2px solid var(--tr-gold);
  border-bottom: 2px solid var(--tr-gold);
  transform: rotate(45deg);
  transition: transform .2s ease;
  flex: none;
  margin-top: 4px;
}
.tr-faq-q[aria-expanded="true"] .tr-faq-icon { transform: rotate(225deg); }
.tr-faq-a { padding: 0 0 18px; color: var(--tr-muted); }
.tr-faq-cat { margin-top: 40px; }

.tr-reviews {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
}
.tr-review {
  background: #fff;
  border: 1px solid var(--tr-border);
  border-radius: var(--tr-radius);
  padding: 22px;
}
.tr-stars { display: flex; gap: 3px; color: var(--tr-gold); }
.tr-star { width: 16px; opacity: .25; }
.tr-star.is-on { opacity: 1; }
.tr-star svg { width: 16px; height: 16px; }
.tr-review footer {
  display: flex;
  gap: 10px;
  align-items: center;
  margin-top: 16px;
}
.tr-avatar { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; }
.tr-review footer span { display: block; color: var(--tr-muted); font-size: .85rem; }

.tr-cta-band {
  background:
    linear-gradient(120deg, var(--tr-primary-dark), var(--tr-secondary));
  color: #fff;
  text-align: center;
}
.tr-cta-band h2 { color: #fff; }
.tr-cta-band p { color: #d9e2f0; }
.tr-cta-band .tr-hero-actions { justify-content: center; }

.tr-breadcrumbs ol {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  list-style: none;
  padding: 0;
  margin: 0 0 16px;
  font-size: .85rem;
}
.tr-breadcrumbs a { color: var(--tr-gold-light); }
.tr-breadcrumbs li:not(:last-child)::after {
  content: "/";
  margin-left: 8px;
  opacity: .5;
}

.tr-prose { padding: 48px 0 80px; max-width: 760px; }
.tr-prose p { color: var(--tr-muted); }
.tr-aside-card {
  background: #fff;
  border: 1px solid var(--tr-border);
  border-radius: var(--tr-radius);
  padding: 24px;
  box-shadow: var(--tr-shadow);
}
.tr-benefit-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 14px;
  list-style: none;
  padding: 0;
}
.tr-benefit {
  display: flex;
  gap: 10px;
  background: rgba(255,255,255,.06);
  border-radius: 14px;
  padding: 14px;
}
.tr-benefit svg { width: 18px; color: var(--tr-gold); flex: none; }
.tr-process {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 14px;
}
.tr-process li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: start;
  background: #fff;
  border: 1px solid var(--tr-border);
  border-radius: 14px;
  padding: 16px;
}
.tr-step-num { color: var(--tr-gold); font-weight: 800; }

.tr-footer {
  background: var(--tr-primary-dark);
  color: #d7deea;
  padding-top: 56px;
}
.tr-footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap: 28px;
  padding-bottom: 40px;
}
.tr-footer h2 { color: #fff; font-size: 1rem; letter-spacing: .08em; text-transform: uppercase; }
.tr-footer a { color: #e8eef7; }
.tr-footer-menu { list-style: none; padding: 0; margin: 0; }
.tr-footer-menu li { margin: 8px 0; }
.tr-social { display: flex; gap: 12px; list-style: none; padding: 0; }
.tr-footer-base {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 24px 0 36px;
  font-size: .9rem;
}
.tr-disclaimer { color: #9aa7bb; max-width: 90ch; }
.tr-legal-note { color: #8b98ab; font-size: .85rem; }

/* Forms */
.tr-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.tr-form label { display: flex; flex-direction: column; gap: 6px; font-weight: 600; font-size: .9rem; }
.tr-form input,
.tr-form select,
.tr-form textarea {
  border: 1px solid var(--tr-border);
  border-radius: 12px;
  padding: 12px 12px;
  background: #fff;
}
.tr-form input:focus,
.tr-form select:focus,
.tr-form textarea:focus {
  outline: 2px solid var(--tr-gold);
  border-color: var(--tr-gold);
}
.tr-span-2 { grid-column: span 2; }
.tr-hp { position: absolute; left: -9999px; }
.tr-form-status { min-height: 1.4em; font-weight: 600; }
.tr-form.is-success .tr-form-status { color: #1f7a46; }
.tr-form.is-error .tr-form-status { color: #9b1c1c; }

/* Calculators */
.tr-calc {
  background: #fff;
  border: 1px solid var(--tr-border);
  border-radius: 24px;
  padding: 22px;
  box-shadow: var(--tr-shadow);
}
.tr-calc-layout {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 20px;
}
.tr-calc-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 18px;
}
.tr-calc-tab {
  border: 1px solid var(--tr-border);
  background: #fff;
  border-radius: 999px;
  padding: 8px 14px;
  display: inline-flex;
  gap: 8px;
  align-items: center;
  cursor: pointer;
  font-weight: 700;
  color: var(--tr-primary);
}
.tr-calc-tab svg { width: 16px; height: 16px; }
.tr-calc-tab.is-active {
  background: var(--tr-primary);
  color: #fff;
  border-color: var(--tr-primary);
}
.tr-calc-steps { display: flex; gap: 8px; margin-bottom: 16px; }
.tr-calc-steps button {
  background: none;
  border: 0;
  font-weight: 700;
  color: var(--tr-muted);
  padding: 8px 0;
  border-bottom: 2px solid transparent;
  cursor: pointer;
}
.tr-calc-steps button.is-active { color: var(--tr-primary); border-color: var(--tr-gold); }
.tr-seg { display: flex; gap: 8px; margin-bottom: 14px; }
.tr-seg label {
  flex: 1;
  border: 1px solid var(--tr-border);
  border-radius: 12px;
  padding: 10px;
  text-align: center;
  font-weight: 700;
  cursor: pointer;
}
.tr-seg label.is-on {
  background: var(--tr-primary);
  color: #fff;
  border-color: var(--tr-primary);
}
.tr-seg input { position: absolute; opacity: 0; pointer-events: none; }
.tr-field { display: flex; flex-direction: column; gap: 6px; margin: 10px 0; font-weight: 600; }
.tr-field input, .tr-field select {
  border: 1px solid var(--tr-border);
  border-radius: 12px;
  padding: 10px 12px;
}
.tr-stepper { display: flex; align-items: center; gap: 8px; }
.tr-stepper input { width: 72px; text-align: center; }
.tr-stepper button {
  width: 36px; height: 36px; border-radius: 50%;
  border: 1px solid var(--tr-border); background: #fff; cursor: pointer;
}
.tr-pref-card, .tr-result-card {
  border: 1px solid var(--tr-border);
  border-radius: 18px;
  padding: 18px;
  margin-bottom: 12px;
}
.tr-result-card {
  background: linear-gradient(180deg, var(--tr-secondary), var(--tr-primary-dark));
  color: #fff;
}
.tr-result-card p { margin: 0 0 8px; }
.tr-result-figure {
  font-size: clamp(2.2rem, 4vw, 3.4rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  margin: 0 0 12px !important;
}
.tr-result-figure--sm { font-size: 1.6rem; }
.tr-slider input { width: 100%; accent-color: var(--tr-gold); }
.tr-result-actions { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.tr-toggle { display: flex; align-items: center; justify-content: space-between; gap: 8px; font-size: .9rem; }
.tr-inline { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.tr-kv { list-style: none; padding: 0; margin: 16px 0 0; }
.tr-kv li { display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; border-top: 1px solid rgba(255,255,255,.12); }
.tr-calc-disclaimer { color: var(--tr-muted); font-size: .85rem; margin-top: 18px; }
.tr-more { margin-top: 24px; }
.tr-help { color: var(--tr-muted); font-size: .85rem; }
.tr-repeat-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }

.tr-post-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; padding: 40px 0; }

[data-tr-reveal] {
  opacity: 0;
  transform: translateY(16px);
  animation: tr-rise .7s ease forwards;
}
@keyframes tr-rise { to { opacity: 1; transform: none; } }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation: none !important;
    transition: none !important;
  }
  [data-tr-reveal] { opacity: 1; transform: none; }
}

@media (max-width: 980px) {
  .tr-header-inner { grid-template-columns: auto auto; }
  .tr-header-phone { display: none; }
  .tr-nav-toggle { display: block; justify-self: end; }
  .tr-header-actions { display: none; }
  .tr-nav {
    display: none;
    position: absolute;
    left: 0; right: 0; top: 100%;
    background: var(--tr-primary-dark);
    padding: 12px 20px 24px;
    border-bottom: 1px solid rgba(196,163,90,.25);
    max-height: calc(100vh - var(--tr-header));
    overflow: auto;
  }
  .tr-nav.is-open { display: block; }
  .tr-menu { flex-direction: column; align-items: stretch; }
  .tr-menu .sub-menu,
  .tr-has-mega > .sub-menu {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    display: none;
    min-width: 0;
    grid-template-columns: 1fr;
    background: rgba(255,255,255,.04);
  }
  .tr-menu li.is-open > .sub-menu { display: grid; }
  .tr-submenu-toggle { display: inline-flex; }
  .tr-split, .tr-calc-layout, .tr-footer-grid, .tr-why-grid, .tr-stats, .tr-form-grid, .tr-repeat-row, .tr-inline {
    grid-template-columns: 1fr;
  }
  .tr-why-card:nth-child(1) { grid-row: auto; }
  .tr-scroll-rail {
    right: auto;
    left: 0;
    right: 0;
    top: auto;
    bottom: 0;
    transform: none;
    flex-direction: row;
    justify-content: center;
    background: rgba(7,28,58,.88);
    padding: 8px;
  }
  .tr-scroll-rail-track { height: 4px; width: 120px; }
  .tr-scroll-dots { flex-direction: row; }
}

@media (max-width: 640px) {
  .tr-hero, .tr-section { padding: 56px 0; }
  .tr-logo img { height: 46px; }
  .tr-calc { padding: 14px; }
  .tr-result-actions .tr-btn { width: 100%; }
}